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Unwanted pressies

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Did Santa leave you something not quite to your taste this year? n2k has suggestions on what to do with unwanted Christmas presents.

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The truth about borrowing

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Do you know what you're doing when it comes to credit? In the second part of our guide to debt, we take a look at borrowing and interest free credit.

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Get cash confident

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If you're dealing with money for the first time, take a look at how you can build your confidence when it comes to cash and credit.

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5 Things u need2know

  1. If you are looking for work, on a low income or have children to support, you might be might be able to claim benefit payments.
  2. Once you've graduated, your bank will be keen to convert your student overdraft into a repayable loan.
  3. The right type of bank account for you depends on what kind of lifestyle you lead and your spending habits.
  4. You can only apply for a credit card if you are 18 years old or above and live in the UK.
  5. It's always a good idea to check out the background of a financial firm before you borrow money.

The Diploma