The Credit Crunch

‘Credit crunch’ is a phrase you hear a lot these days – but what does it mean and how will it affect you? What is a credit crunch? When banks are predicting a problem with the economy they respond by:-

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Debt Danger 1: Storecards

They say that money makes the world go round but if you end up owing money, it can feel as if your world has been brought to a standstill. The easiest way to keep on top of debt is to

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Overdraft Control

It’s a fact that these days many of us need an overdraft to live, especially if we’re at university. If you don’t have one yet, make sure you know what you’re getting yourself into, and if you’ve already got one,

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Avoiding Identity Fraud

The internet means that, for many of us, the high street can be avoided as more and more people decide to do their shopping and banking online. A new survey says that this could all be about to change, with

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Loans: The Basics

People generally take out loans when they want to purchase something that’s quite expensive, like a car, and then pay it off in small and manageable amounts each month. A loan is agreed for a fixed amount at a fixed

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Credit Cards: The Basics

Credit cards allow consumers to pay for things they buy on credit, which can then be paid off in small, more manageable amounts each month. But the convenience and ease of paying for things on a credit card can have

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